According to UAE Central Bank regulations: • UAE nationals: up to 85% financing for first property. • Expats/residents: up to 80% financing for first property. • Non-residents: up to 65% financing.

Yes, but options are limited. Banks usually finance off-plan properties only from approved developers, and disburse payments in line with construction milestones.

Yes. Many banks offer non-resident mortgages in Dubai, typically covering up to 65% of the property value with specific requirements.

Yes, self-employed applicants can qualify subject to stay-able business and vintage minimum one year in business ( term and conditions apply)

Most banks finance ready residential properties (apartments, villas, townhouses). Financing for commercial or leasehold properties is more restricted.

Yes. Refinancing allows you to reduce your monthly payments, switch to a better interest rate, or release equity from your property.

Yes. Joint mortgages are allowed with spouse and first blood relations and banks usually combine both applicants’ incomes to calculate eligibility.

No. In fact, brokers often increase your chances since they know which banks best match your profile.

Yes, as a broker we work with major UAE banks and Islamic finance providers, giving you more options than going to one bank directly.

Yes, we assist with first-time mortgages, refinancing, mortgage buyouts, and equity release loans.